{"id":97011,"date":"2026-07-30T15:04:43","date_gmt":"2026-07-30T13:04:43","guid":{"rendered":"https:\/\/www.dronedepot.live\/is-drone-insurance-required-in-belgium-all-the-rules-explained\/"},"modified":"2026-08-28T10:16:02","modified_gmt":"2026-08-28T08:16:02","slug":"is-drone-insurance-required-in-belgium-all-the-rules-explained","status":"publish","type":"post","link":"https:\/\/www.dronedepot.live\/en\/is-drone-insurance-required-in-belgium-all-the-rules-explained\/","title":{"rendered":"Is drone insurance required in Belgium? All the rules explained"},"content":{"rendered":"\n

An unexpected gust of wind, a technical problem, or a mistake during landing: even an experienced pilot can cause<\/strong> damage<\/strong> with their drone. That\u2019s why it\u2019s important to check whether your insurance covers drone use before your first flight. In Belgium, there is also a clear insurance requirement for most UAS operators who fly in the Open category. <\/p>\n\n

But what kind of insurance<\/strong> do you actually need? Is family insurance enough? And is DJI Care Refresh the same as drone insurance? In this guide, we clearly explain the most important rules. <\/p>\n\n

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In summary:<\/strong> In Belgium, civil liability insurance is mandatory for UAS operators who fly in the Open category, except when you fly drones exclusively for private purposes and the drone\u2019s maximum takeoff weight is less than 900 grams. Insurance is still strongly recommended in that case as well.Civil liability insurance covers bodily injury and property damage to third parties but does not automatically cover damage to your own drone. For recreational use, this coverage may already be included in your family insurance policy. Always check the policy terms and conditions. <\/p>\n<\/div>\n\n\n\n

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Is drone insurance required in Belgium?<\/strong><\/h2>\n\n
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In Belgium, liability insurance is mandatory for most UAS operators who fly in the Open category<\/strong>. However, there is an important exception for drones with a maximum takeoff weight of less than 900 grams that are used exclusively for private purposes. This rule stems from the Belgian Royal Decree<\/a> implementing European drone legislation<\/a>. Even in such cases, adequate liability coverage is strongly recommended. <\/p>\n\n

The exact insurance requirements therefore depend on both the weight of your drone and its intended use:<\/p>\n\n